Industries

Education Insurance

Institutions of higher education face a growing set of challenges. From rising litigation and sexual misconduct claims to cyberattacks, athletic programme liabilities, and financial pressures, the risk landscape is expanding in complexity and cost. US colleges and universities are also navigating political scrutiny, regulatory shifts, student activism, and increased demand for transparency and accountability.

At the same time, universities are globalising, operating satellite campuses, offering online degrees, and managing complex donor, research, and international student relationships. Insurance is no longer a box-ticking exercise. It’s a strategic necessity. 

At Price Forbes, we understand the dynamics shaping the higher education sector and the reputational, financial, and operational exposures at play. Our team works closely with brokers and institutions to build customised, multi-line programmes that protect people, assets, and institutional integrity. 

Risk solutions for Higher Education

We support public and private universities, liberal arts colleges, research institutions, and multi-campus systems across the globe. Relevant coverages include:

Why Price Forbes for Higher Education risks

We approach insurance like a university approaches research: in depth, with rigour, and in partnership.

  • Deep US experience – We support many institutions through their retail brokers and understand the nuances of state funding, Title IX, Clery Act, and FERPA compliance.
  • Multi-line, multi-layer design – We structure cohesive programmes across coverages to avoid duplication and reduce cost.
  • London and Bermuda market access – Our specialist knowledge helps unlock capacity for hard-to-place risks or large-value structures.
  • Response-first mindset – From claims advocacy to reputational support, we work to protect not just the institution but its future.
  • A strategic partner, not just a placement broker – We engage with CFOs, GCs, Risk Managers and Boards to align insurance with institutional priorities.

Higher Education Insurance

Frequently Asked Questions

Specialty markets like London and Bermuda offer capacity and flexibility for risks that are difficult to place in domestic markets, especially sexual misconduct liability, cyber, or large D&O towers. We work in partnership with US brokers to supplement domestic programmes with global solutions.

Yes. This is a highly sensitive and complex area, often excluded or restricted in standard policies. We help structure appropriate coverage, ensuring compliance with regulatory expectations and alignment with internal safeguarding policies.

Professional liability policies can be tailored for educators, administrators, researchers, and medical faculty, covering everything from advice and curriculum design to research integrity and clinical teaching responsibilities.

We can structure travel, medical, liability, and kidnap/ransom cover for students and faculty on international assignments or study abroad programmes, in line with duty-of-care responsibilities.

Yes. We provide tailored solutions covering student-athlete injury, event liability, coaching staff risks, and sports medicine exposures, including catastrophic injury benefits and NCAA compliance requirements.

Let's Talk

Our education insurance experts are always on hand to talk about ways we can join forces to take on the future.

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