Industries

Fine Art, Jewellery & Specie Insurance

From masterworks and museum collections to global jewellery exhibitions and cryptocurrency in cold storage, the risks in this sector are as unique as the assets themselves. Our clients trust us with what matters most: protection for high-value, high-sentiment, and high-stakes holdings.

At Price Forbes, we’ve built one of the strongest Fine Art, Jewellery & Specie teams in the market. Our people are technical specialists, trusted advisors, and active market participants, creating tailored solutions with speed, precision, and care. 

Working with our broker partners, we insure some of the world’s most significant collections, private collectors, dealers, museums, artists, packers, and shippers across the entire art ecosystem. We regularly update our wordings and innovate on coverage so that your policy keeps pace with the evolving market. 

Clients we support include: 

  • Private and corporate collections
  • Museums and travelling exhibitions
  • Dealers, galleries, and auction houses
  • Artists’ studios
  • Fine art logistics providers
  • Numismatic and collectible dealers
  • Classic car collectors 

From historic jewellers’ block to modern retail, our team delivers intelligent solutions for every link in the supply chain. We place substantial global programmes with access to exceptional market capacity, and we’re known for combining strong relationships with meticulous attention to detail. 

Expertise includes: 

  • Wholesalers and retailers of diamonds, jewellery, precious stones, watches and luxury goods
  • Exhibitions and shows
  • Manufacturers and graders
  • Mines, processors and cutters
  • Private collections
  • Pawn brokers and alternative lenders 

Our team works at the sharp edge of physical asset movement and storage, from bullion to cryptocurrency. With experience placing limits over USD2.5 billion and access to exclusive market facilities, we design cover that supports scale, speed, and security. 

Areas of focus:

Cash & Valuables in Transit 

  • CIT services
  • Smart safes and ATM networks
  • Cash centres and processing
  • Bureau de change
  • Cheque cashing

General Specie

  • Mining companies and refineries
  • Security carriers and vaulting services
  • Metal traders and recyclers
  • Excess SIPC
  • Cold storage for crypto assets

Emerging Risks

  • Digital asset custody
  • Legalised cannabis (territory dependent) 

Why Price Forbes for Fine Art, Jewellery & Specie?

  • One of the most experienced specialist teams in the market
  • Access to Lloyd’s and international carriers with meaningful capacity
  • Bespoke policy wordings, crafted by our team
  • Responsive service built around discretion and speed
  • Strong market leverage and innovative placement solutions
  • Global reach with boutique-level service

When the asset is irreplaceable, the insurance programme needs to be exceptional. We deliver both.

Key contacts

Jonathan Clark
Jonathan Clark
Chief Executive Officer, Fine Art, Jewellery & Specie

Fine Art, Jewellery & Specie Insurance

Frequently Asked Questions

Most institutions opt for wall-to-wall cover, a comprehensive policy that protects the entire collection, including loans and temporary acquisitions. We work closely with curators and registrars to keep valuations current and ensure your insurance reflects the true and evolving value of your holdings.

Transit is one of the most critical risk periods. We structure policies that cover loss or damage door-to-door, including packing, handling, and installation. Whether it’s a gallery exhibition or a private loan, we tailor your coverage to reflect the reality of how art and jewellery move.

Specie insurance is highly specialised. We account for where the assets are stored, how they're secured, and how often they’re in transit. Whether it’s gold, banknotes, or cold-stored crypto, we’ll build a programme around your operational model, with clear limits, defined custody terms, and market-leading wordings.

Yes - our policies extend to include all elements of safe transport and display. That means custom crates, condition reporting, expert handlers, and even installation crews. 

We recommend regular revaluation, especially in volatile markets like contemporary art or precious stones. Our team works with trusted appraisers to make sure your coverage stays ahead of the market.

In most cases, it's damage, theft, or accidental loss that triggers a claim. That could include a torn canvas, broken sculpture, or water damage in transit. Restoration, devaluation, or full replacement costs are covered, subject to agreed valuations and conditions.

Yes. We can extend your policy to include accidental loss and mysterious disappearance which is essential for jewellery, exhibitions, and items in circulation. 

Flooding, wildfires, and climate-related events are growing concerns, particularly for galleries, storage facilities, or private homes in high-risk areas. We structure cover that anticipates these risks and includes disaster response planning where needed.

Absolutely. Traditional property cover won’t protect you once material leaves the processing site. Our specie programmes cover high-value cargo, including ore, gemstones, and bullion, during transport, storage, export, and refining. It’s about more than protection, it’s about preserving liquidity and reputation.

Let's Talk

Our insurance experts are always on hand to talk about ways we can join forces to take on the future.