Industries

Museums, Exhibitions & Galleries Insurance

Museums, galleries, and exhibition organisers face a delicate balance: showcasing priceless works while simultaneously protecting them from potential risks. From physical damage and theft to cyber incidents, climate threats, loan obligations, and reputational exposures, cultural institutions need protection that reflects both artistic value and operational complexity.

As a broker, you need a wholesale partner who understands the nuances of the fine art and heritage world, and who can help you secure flexible, tailored coverage when domestic markets fall short. 

At Price Forbes, we support brokers globally, particularly in the US, UK, Europe and the Middle East, placing comprehensive insurance programmes for institutions, travelling exhibitions, collections, and specialty assets. 

Risk Solutions for Museums, Exhibitions & Galleries

We help brokers arrange bespoke protection for clients involved in the curation, display, loan, or transportation of art, artefacts, and cultural objects. Relevant coverages include:

Why Partner with Price Forbes?

  • Cultural fluency – We understand valuation sensitivity, curator oversight, and institutional protocols.
  • Global transport and loan expertise – For exhibits on tour or global acquisitions, we know how to place risk internationally.
  • Market access – We tap into specialist underwriters in London and Bermuda with appetite for complex, high-value risks.
  • Collaborative partner – We work alongside brokers, strengthening your delivery with technical insight and market access.
  • Quiet competence – Discretion, claims sensitivity, and bespoke structuring are our standard.

Museums, Exhibitions & Galleries Insurance

Frequently Asked Questions

Yes. Museums typically insure incoming loans under “nail-to-nail” coverage, protecting artwork from the moment it leaves the lender to its return. We help structure appropriate loan agreements and policy extensions.

Most art policies are written on an agreed value basis, using third-party valuations or sales history. That ensures clarity at the point of claim. We can support the broker in validating documentation.

Absolutely. Transit cover is critical for any travelling exhibit or global acquisition. This includes air freight, specialist art handlers, customs delays, and even civil unrest.

Yes. From donor data to ticketing systems, archives, and digital exhibits, museums are increasingly vulnerable to data breaches and ransomware attacks.

Event cancellation cover can reimburse lost income or sunk costs due to unforeseen disruption, from venue damage to key figure non-appearance. Terms can be tailored by geography or exhibit type.

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Our insurance experts are always on hand to talk about ways we can join forces to take on the future.

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