Accident & Health Insurance

From global corporates to specialist operators in high-risk environments, accident and health insurance is a critical pillar in protecting your people, whether they’re in executive boardrooms, remote farmland, or conflict zones. As organisations grow more mobile and interconnected, the need for comprehensive, responsive cover that travels with your workforce has never been greater.

We work with brokers across every continent to craft flexible, tailored solutions that mitigate the financial and operational impacts of injury, illness, or loss of life, anywhere in the world.

Accident & Health coverages


Our Accident & Health offering spans the full spectrum of workforce risk, including:

  • Group personal accident and business travel cover
  • Critical illness and medical expense reimbursement
  • Student travel and overseas medical cover
  • Accidental injury and assault (e.g. for public transport passengers)
  • Temporary and permanent disability benefits
  • High-limit death and dismemberment coverage
  • Evacuation and repatriation services
  • Coverage for individuals in war zones or conflict areas
  • Specialist placement for high-risk occupations and blue-collar trades

We deliver both primary and reinsurance solutions through Lloyd’s and the global company market, tailoring policies to the exact exposure profile of each workforce.

Industries we support with Accident & Health solutions


We provide accident and health cover to clients in a broad range of industries including:

Key contacts

James Watson
James Watson
Managing Director, Head of Accident & Health
Adam
Adam
Deputy Managing Director, FI/D&O

Accident & Health insurance

Frequently Asked Questions

Yes - this is one of our specialisms. We work closely with underwriters experienced in conflict, war, and remote region exposures to ensure tailored protection and rapid response.

Absolutely. We regularly structure group programmes for global businesses, ensuring consistency of cover across multiple jurisdictions and employee classes.

Yes - we can design flexible solutions to include part-time, temporary, or contract workers, particularly for sectors like agriculture, construction, and logistics.

We work with providers that include evacuation and repatriation services as part of the policy, ensuring employees are protected wherever they are in the world.

Yes. We have extensive experience in student travel and medical cover, working with schools, universities, and study abroad providers.

Let's Talk

Our insurance experts are always on hand to talk about ways we can join forces to take on the future.