Captives

Captive insurance vehicles offer sophisticated businesses a way to manage risk, reduce cost, and gain long-term financial control. Whether used to retain specific exposures, build internal capacity, or support group-level risk strategy, captives provide flexible, strategic risk financing.

At Price Forbes, we advise wholesale and retail brokers, as well as their clients, on how to design, implement, and optimise captive solutions globally.

The Captive insurance lifecycle


We provide end-to-end support across the captive lifecycle, including:

  • Captive Implementation – Structuring and licensing new captive entities
  • Insurance Programme Underwriting & Claims Administration – Technical support for day-to-day operations
  • Financial & Regulatory Reporting – Local and cross-border compliance
  • Reinsurance/Retrocession Administration – Managing outward placements to the market
  • Ongoing Governance & Compliance – Maintaining internal controls, solvency, and board reporting
  • Risk & Capital Management – Optimising risk retention and capital deployment
  • Local Advisory & Consulting – On-the-ground support in key captive domiciles
  • Actuarial Pricing & Reserving – Tailored insight into risk exposure and loss development

Industries that can benefit from Captive solutions


Captives are a common solution across industries with high self-insured retentions, global operations, or complex risk financing needs, including:

Captive Insurance Solutions

Frequently Asked Questions

A captive is a licensed (re)insurance company owned by a business to insure its own risks. It allows the parent company to retain premium within the group, gain direct access to reinsurance markets, and build financial reserves for future losses.

Captives are particularly useful when traditional insurance is expensive, unavailable, or misaligned with your risk appetite. They’re also a strategic fit for businesses looking to stabilise cashflow, manage volatility, or customise coverage.

Yes. Captives can write multiple lines, from property and casualty to employee benefits, cyber, and even third-party risks. We help assess what mix makes sense based on loss history, risk tolerance, and capital efficiency.

With the right preparation, a captive can be licensed and operational in 3–6 months. We manage the entire process, from feasibility and domicile selection to regulatory approval and launch.

We offer captive health checks and reengineering support. Whether you’re looking to optimise structure, exit lines, or improve governance, our team can help recalibrate your captive to deliver better outcomes.

Let's Talk

Our insurance experts are always on hand to talk about ways we can join forces to take on the future.