Cargo & Stock Throughput

From raw materials in transit to inventory stored across continents, the movement of goods is the lifeblood of commerce - and a potential source of financial exposure. At Price Forbes, we create seamless Cargo & Stock Throughput programmes that protect clients across the supply chain, from origin to destination, offering catastrophe-ready cover and specialist facilities for high-value stock and complex cargo risks.

Whether you're moving commodities, storing sensitive goods, or managing fluctuating inventory, our coverage evolves with you, backed by deep expertise and in-house claims support.

Our solutions support clients across the full lifecycle of goods—from production and transit to storage and delivery. Key coverages include:

  • Transit Risk – Inland, Air & Ocean
    Protection against physical loss or damage to goods while in motion via land, sea, or air - whether by owned, leased, or third-party carriers.
  • Warehouse & Storage
    Insurance for goods stored at owned or third-party facilities, with custom coverage periods and values aligned to turnover schedules.
  • Import & Export Shipments
    Cover for international movements and cross-border logistics, including risks associated with customs delays, geopolitical disruptions, and freight variance.
  • Project Cargo & Heavy-Lift Shipments
    Specialist solutions for oversized, high-value, or complex goods needing tailored routing, lifting, and security protocols.
  • Stock Throughput Programmes (STP)
    End-to-end coverage from supplier to destination, combining marine and property risks under one cohesive policy structure.
  • Contingent Cargo Liability
    Protection for contractual exposures when third-party service providers fail to fulfil obligations, resulting in cargo loss or delay.
  • Cargo Theft, Piracy & Fraud
    Cover for losses arising from theft, hijacking, cyber-enabled fraud, or criminal deception during the shipping lifecycle
  • Natural Perils & Catastrophic Events
    Protection against hurricanes, earthquakes, floods, and other force majeure events impacting transit or storage operations.

We structure Cargo & Stock Throughput programmes on an annual or multi-year basis, with bespoke limits, geographies, and tailored risk engineering to meet operational complexity.

Industries we support with Cargo & Stock Throughput solutions

We work with brokers representing clients across industries where goods are constantly in motion, supply chains are complex, and risk is multidimensional:

Key contacts

Michael Loveday
Michael Loveday
Chief Executive Officer, Cargo

Specialist Facilities

Through our bespoke facilities, we offer targeted solutions for complex cargo and stock throughput risks. These include sector-focused programmes designed to simplify placement, improve responsiveness, and unlock underwriting capacity for niche exposures.

Our facilities bring together deep technical expertise with agile programme structuring to serve specialist clients and intermediaries.

Spotlight Facility

AgriShield

Comprehensive coverage for soft commodity supply chains

AgriShield is our flagship facility, designed to protect the agricultural sector’s dynamic inventory flows. Purpose-built for growers, exporters, processors, and distributors operating across grain, oilseed, and soft commodity markets, AgriShield offers end-to-end protection from field to port.

AgriShield seamlessly integrates inland, ocean, and warehouse risks into a single solution, with tailored limits calibrated to seasonal surges and commodity turnover. Enhanced by modules addressing spoilage, infestation, and contamination, and backed by proactive loss control and expert risk engineering, AgriShield goes beyond traditional coverage. 

AgriShield is more than a policy, it’s an assurance for agribusinesses navigating volatile markets, unpredictable weather, and global trade complexity.

Cargo and Stock Throughput Insurance

Frequently Asked Questions

STP provides one seamless policy covering goods in transit and in storage, from raw material to finished product, simplifying claims and eliminating coverage gaps.

Typically, yes. It offers a unified, comprehensive solution that streamlines the claims process and enhances protection, especially against CAT risks.

Absolutely. We tailor programmes to include both international and domestic movement, storage, and third-party processing.

From perishables and pharmaceuticals to wine and machinery, our coverage spans virtually every industry vertical.

Yes. Full limit windstorm, flood and earthquake cover available, typically with fixed dollar deductibles rather than percentages.

No. We offer policies with simplified annual premium adjustment based on sales turnover - no inventory reporting required.

Yes. We access global capacity and offer flexible layering across commodities, perishables, wine, and more.

Definitely. We protect against financial disruption caused by delayed installations or transit incidents.

It can be added. Cover includes third-party claims arising from negligence in handling, climate control, and damage during storage.

Let's Talk

Our insurance experts are always on hand to talk about ways we can join forces to take on the future.

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