Contingency Insurance

Contingency insurance is flexible and tailored. We help you structure cover around your client’s specific exposures, including:

Event Cancellation, Abandonment, or Postponement
Financial protection if an event is disrupted due to weather, venue issues, government action, or other insured perils.
Non-Appearance
Cover for the financial impact when a key speaker, performer, or personality cannot attend due to illness, accident, or other covered reasons.
Adverse Weather
Triggered when extreme weather makes an event unsafe or unviable.
Terrorism or Threat
Protection against cancellation or relocation due to an actual or threatened terrorist event.
National Mourning or Force Majeure
Coverage for cancellations driven by widespread public events or official directives.
Prize Indemnity & Promotions
Cover for high-value promotions, hole-in-one competitions, conditional rebates, lottery-style events.
Film & Production Risk
Insurance against delays, equipment failure, or cast issues during shoots and campaigns.

We also support manuscript wording, multi-event schedules, and annual facilities for regular event holders.

We work with brokers across a range of sectors where contingency exposure is high and reputation matters:

Frequently Asked Questions

What’s the most common claim trigger?

Weather is the most frequent, but we’ve seen significant claims for non-appearance, public mourning, and even ash cloud disruption.

Is coverage available globally?

Yes. We place contingency risks worldwide, subject to local regulation. We regularly support brokers with international client portfolios.

Can multiple events be covered under one policy?

Absolutely. Annual policies and multi-event schedules are common, particularly for agencies and large organisers.

Can you help with non-standard risks (e.g. E-sports or influencer tours)?

Yes. We’re known for creative placements that don’t fit traditional event models, especially where audience exposure is digital or decentralised.

How quickly can cover be bound?

For urgent requests or last-minute events, we can often quote and place in short time scales, especially for brokers with existing facility access.

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