Directors’ & Officers’ Liability

At Price Forbes, we help brokers place tailored Directors’ & Officers’ (D&O) programmes that protect senior leadership from personal liability exposures. From emerging therapies and IPOs to distressed restructurings and SPAC transactions, our proprietary solutions are designed for today’s most complex risks.

Our team of D&O specialists brings deep expertise in bespoke coverage drafting, executive indemnification, and non-insurance financial protection. We advise on emerging exposures, such as EGS, Fintech, AI, and cyber, and structure programmes that align with broader management liability and corporate risk strategies.

Financial & Professional coverages

We place standalone and blended D&O programmes, adapting structure and wording to the client’s sector, jurisdiction, and risk profile. Key capabilities include:

  • Public Company D&O
    Specialised focus on organisations with market cap of USD100 million and above.
  • Crypto D&O
    Capacity up to USD75 million; Crime limit USD125 million; Specie limit USD1 billion.
  • Fintech Solutions
    Proprietary wording blending D&O, FIPI, Tech E&O, Crime, and Fiduciary exposures.
  • Capital Markets
    Coverage for IPOs, SPACs, and De-SPACs, including foreign filers and US-domiciled entities.
  • Multinational Programmes
    Solutions for organisations with global policy requirements.
  • Distressed & Restructuring Scenarios
    Deep experience in bankruptcy and litigation across jurisdictions.

Industries we support with Financial & Professional solutions

We work with brokers supporting clients across sectors where governance, regulatory, and personal liability risks are high:

Spotlight Solution

Fund Sentinel: Our portal for fund managers D&O insurance

Award-winning D&O protection, purpose-built for fund managers.

Fund Sentinel is a specialist Directors’ & Officers’ Liability insurance solution designed exclusively for investment firms. Delivered via a secure online platform, it offers instant quotes, seamless policy management, and market-leading wording backed by London capacity.

Built for GPs, directors and fund entities across private equity, venture capital, credit, real estate and tokenised structures, Fund Sentinel combines comprehensive D&O, Entity and PI cover with reduced deductibles and simplified purchasing.

Whether you manage a single fund or a multi-platform operation, Fund Sentinel brings speed, clarity and confidence - without compromise on protection.

Directors’ & Officers’ insurance

Frequently Asked Questions

D&O provides financial protection for directors, officers, and senior managers against personal claims arising from alleged wrongful acts, mismanagement, or breach of duty. It covers legal costs, settlements, and damages.

Coverage typically extends to individuals subject to regulatory approvals (e.g. Senior Managers regime), as well as the Data Protection Officer, General Counsel, Risk Manager, and other senior employees.

D&O protects individuals from personal liability, while PI covers the company for claims arising from professional services or advice.

Yes. D&O can respond to regulatory investigations, whistleblower allegations, and self-reporting scenarios, helping protect personal assets and fund legal defence.

Absolutely. We place pre-IPO cover, run-off for exited directors, and increased limits around corporate events including SPACs and de-SPACs.

Our claims team is embedded in the broking process, ensuring technical support, insurer engagement, and continuity from placement through resolution.

Let's Talk

Our insurance experts are always on hand to talk about ways we can join forces to take on the future.