Financial & Professional Risks

At Price Forbes, place tailored Financial and Professional Risk programmes that protect individuals and businesses in a wide range of industries. From global financial institutions and law firms to digital start-ups and construction consultancies, we support with securing robust, market-tested coverage that stands up to real-world exposure.

Our team brings deep expertise in Directors' & Officers' (D&O), Professional Indemnity (PI), Crime, and Financial Institutions (FI) risks, placing complex programmes across Lloyd’s, London, Bermuda, and global markets.

Financial & Professional coverages


We place single-policy and blended programmes, adapting structure and wording to the client’s sector, geography, and risk profile. Key coverages include:

  • Directors' & Officers Liability' (D&O)
    Protects senior management from claims arising from alleged wrongful acts, mismanagement, or breach of fiduciary duty.
  • Professional Indemnity / Errors & Omissions (PI / E&O)
    Cover for financial loss resulting from negligent advice, services, or design, essential for regulated professionals.
  • Commercial Crime & Fidelity
    Protection against internal fraud, social engineering, third-party crime, and employee dishonesty.
  • Financial Institutions Liability (FI)
    Comprehensive cover for asset managers, banks, hedge funds, and insurers, spanning D&O, E&O, crime, and cyber.
  • Employment Practices Liability (EPL)
    Covers claims related to discrimination, harassment, wrongful termination, or other HR-related exposures.
  • Wage & Hour Liability (W&H)
    Covering defence costs and settlements linked to unpaid wages or misclassification claims, especially in U.S. jurisdictions.


We also offer tailored wordings for regulated entities, IPO-bound businesses, and those with heightened ESG or M&A exposure.

Industries we support with Financial & Professional solutions


We work with brokers supporting clients across sectors where personal liability, advice, and governance risks are high:

Key contacts

Mhairi Hawken
Mhairi Hawken
Divisional Director, Financial and Professional Risks

Financial & Professional Insurance

Frequently Asked Questions

Often yes, especially for solicitors, architects, and financial advisers. We structure cover to meet regulatory minimums and client contract requirements.

Blended solutions are available, especially for SMEs or financial institutions. We help structure efficient, compliant multi-risk programmes.

Yes. We place policies with global territorial limits, local compliance considerations, and controlled master programmes where needed.

Absolutely. We work with brokers to secure pre-IPO placements, run-off cover for exited directors, and increased limits around corporate events.

Our claims team is embedded in the broking process, ensuring technical support, insurer engagement, and continuity from placement through resolution.

Let's Talk

Our insurance experts are always on hand to talk about ways we can join forces to take on the future.

Contact Us