Product Recall & Liability

Even with rigorous controls in place, product failures happen. Whether it's a contaminated food batch, a faulty auto part, or a mislabelled pharmaceutical, the fallout can be immediate and severe, damaging reputations, halting operations, and triggering legal action.

At Price Forbes, we protect against the full spectrum of product-related risk. Our specialists structure recall and liability programmes that respond quickly, preserve brand value, and give clients the confidence to act decisively under pressure.

We work across global markets, including Lloyd’s, London company markets, and specialist carriers, enabling us to place risks ranging from high-volume consumer goods to niche industrial components.

Recall & Liability coverages


We can access modular or combined coverage tailored to the client’s exposure and distribution model. Cover includes:

  • Product Recall (First-Party)
    Costs related to withdrawing, replacing, or destroying defective products, including logistics, disposal, and PR support.
  • Product Contamination (Malicious or Accidental)
    Cover for incidents involving contamination of food, drink, cosmetics, or pharmaceuticals, whether accidental or deliberate.
  • Product Liability (Third-Party)
    Protection against claims for bodily injury or property damage arising from defective or harmful products.
  • Financial Loss Extensions
    For clients impacted by supply chain disruption, loss of contracts, or loss of profit due to recall.
  • Government Recall & Regulatory Costs
    Cover for compliance with mandatory recall orders or investigations by regulatory bodies.
  • Brand Rehabilitation & Crisis Management
    Costs related to reputation recovery, media management, and customer reassurance following a publicised recall.
  • Component Part Cover
    Protection where a defective component causes the recall of a finished product downstream.

Industries we support with Product Recall & Liability solutions


We support businesses with manufacturing, retail, and regulated supply chain exposures, including:

Product Recall & Liability Insurance

Frequently Asked Questions

Liability covers third-party injury or damage caused by a defective product. Recall covers the client’s own costs of retrieving and managing a faulty product, even before any claim is made.

Yes. We place cover for both accidental and malicious contamination, including threats made with extortion intent.

We work with brokers to model realistic worst-case recall scenarios - factoring in geography, product volume, and distribution footprint.

Yes. We can structure multinational programmes with centralised coordination and local compliance, including master and local policy structures.

Not mandatory, but highly recommended. We assist brokers in advising clients on risk presentation and preparation to support market appetite.

Let's Talk

Our insurance experts are always on hand to talk about ways we can join forces to take on the future.

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