Terrorism & Political Violence

From isolated incidents to global unrest, acts of terrorism and political violence can cause widespread disruption, reputational damage and major financial loss. Whether you’re protecting a single asset or a global property portfolio, insurance solutions must keep pace with today’s evolving threat landscape.

At Price Forbes, we build bespoke terrorism and political violence programmes tailored to your clients’ needs, and the regions they operate in. With access to the world’s leading markets and a deep bench of technical specialists, we provide clarity, flexibility and confidence in a volatile world.

Terrorism & Political Violence solution coverage


We structure programmes to cover a range of triggers and consequences, including:

  • Physical damage to scheduled property and stock
  • Business interruption and extra expense, triggered by property damage
  • Contingent business interruption, including denial of access
  • Legal Liability for the damages, defence fees and claim expenses an insured may become legally obligated to pay following an incident
  • Terrorism liability for injury, death or property damage to third parties
  • Threat coverage, including evacuation, security consultancy and PR costs

We also support coverage for:

  • Terrorism and sabotage
  • Political violence (civil unrest, coup, insurrection)
  • Strikes, riots and civil commotion (SRCC)
  • Active assailant and malicious attack events
  • Cyber terrorism (write-back for ensuing physical damage via sub-limit)

Our wordings are tailored, clear, and continuously reviewed to reflect current global threat patterns and market expectations.

Industries we support with Terrorism & Political Violence solutions

We work with brokers whose clients operate across a broad range of sectors, including:

Key contacts

Edward Black
Edward Black
Managing Director, Terrorism & Political Violence
Spotlight Solution

Active Assailant Insurance

In recent years, Active Assailant events have become an unfortunate reality across multiple sectors, impacting businesses, schools, and public spaces. The evolving nature of these incidents, now often involving a wide array of deadly weapons, from firearms and explosives to unconventional devices, has escalated the threat landscape and heightened awareness of the need for comprehensive protection.

Price Forbes’ Active Assailant insurance can help organisations to protect themselves against the threat of malicious attacks with key areas of cover:

  • Physical damage – Coverage for the cost of physical loss, damage or destruction to Insured property resulting from an Active Assailant incident.
  • Business Interruption – Indemnification for business interruption loss resulting from physical damage or denial of access following an incident.
  • Legal Liability – Coverage for the damages, defence fees and claim expenses an insured may become legally obligated to pay following an incident.
  • Loss of Attraction – Indemnity for the loss of revenue following a downturn in customers in the aftermath of an Active Assailant incident.
  • Extra Expenses – Cover for a range of additional costs as a consequence of the event (such as additional security, funeral and medical fees, brand rehabilitation, counselling, temporary premises, psychiatric care, PR expenses).
  • Bodily Injury/Death Benefit – Defined benefits for bodily injury and/or death following the event.
  • Response Fees – Pre-event risk consultation and preparedness review and post event crisis response (media and PR management and family liaison).

A key feature of any Active Assailant policy is the built-in Crisis Management Consultancy. Included in the premium, this expert support spans three phases: 

  • Pre-incident preparedness: Offering risk assessments, tailored training, and crisis plan development to strengthen organisational resilience.
  • Incident response: Delivering on-the-ground coordination, communication with law enforcement and victim representation, alongside medical and psychological aid.
  • Post-incident recovery: Which provides crisis communications to protect reputation and trust, and ongoing counselling to mitigate long-term trauma. 

Terrorism & Political Violence Insurance

Frequently Asked Questions

Terrorism typically refers to ideologically driven attacks. Political violence expands coverage to include civil unrest, war, insurrection, or similar large-scale disruptions. Most clients benefit from a blended programme.

Yes - many of our placements include cyber terrorism write-backs, particularly where attacks lead to ensuing physical damage (e.g. explosions triggered by hacked systems). These are often sub-limited and require bespoke structuring.

Not always. Strikes, riots and civil commotion (SRCC) may be excluded in standard terrorism wordings, especially in high-risk territories. We structure programmes to ensure the right blend of protection for the location.

Yes. We can include coverage for non-terrorist violence, such as school or public venue attacks, including costs for evacuation, trauma counselling, and liability.

Any business with exposure to political instability, high-footfall areas, international operations, or reputational sensitivity should consider terrorism and political violence insurance. The threat landscape is broad - the protection needs to match.

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