UK & Ireland Commercial

At Price Forbes, our UK & Ireland Commercial team partners with regional brokers and broker networks to deliver London Market access, market-leading facilities, and solutions for complex SME risks that fall outside the appetite of composite insurers and MGAs.

Specialising in hard-to-place risks, backed by strong London Market relationships, delegated authorities, and an online portal that gives brokers fast access to a wide variety of solutions, we act as an extension of your broking team, opening doors, navigating market complexity, and helping you deliver for your clients.

Relevant Coverages

  • Motor Fleet Insurance – For fleets of all sizes, including HGVs, couriers, taxis, hazardous goods and more
  • Property & Casualty Insurance – For high-hazard trades, complex construction and contracting businesses, distressed clients
  • Commercial Combined and Property Owners – Various trades including high hazard activities, portfolios, unoccupied premises and premises during construction projects
  • Delegated Authority Facilities – For streamlined access to pre-agreed coverages and limits within the property, casualty and construction space
  • Private Clients – Delegated authority for mid net worth Homes, UK & overseas holiday homes, thatch properties and fine art and jewellery
  • Cyber, Terrorism, Excess of Loss – Available via online trading

Motor Fleet & Transport Risks

From hauliers and couriers to taxi firms and specialist vehicles, we place motor fleets of all shapes and sizes and actively compete against those products offered by composite insurers. Our facilities support:

  • Single-vehicle operators to large fleets
  • Hazardous goods, HGV, courier and taxi businesses
  • Access to specialist underwriters for bespoke risks

Construction & Contracting

We offer comprehensive P&C and liability programmes for high-hazard trades and construction clients, including:

  • Distressed or non-standard risks
  • Contractors, scaffolding, roofing, groundwork, demolition, waste and asbestos removal
  • Solutions for clients declined locally due to activity, turnover or claims
  • Contract works and plant

Commercial Combined & Property Owners

Fast access to cover for:

  • Commercial combined for a wide spread of trades
  • High hazard trades, including waste and recycling
  • Commercial & residential property owners
  • Unoccupied properties and properties during construction
  • Portfolios or single assets with challenging risk features
  • Supplementary covers: Terrorism, EOL, Legal Indemnity

Delegated Underwriting Authority

Our in-house team have authority to place various covers from numerous binders:

  • Casualty and construction, including contract works
  • Commercial combined for numerous trades
  • Property Owners including unoccupied and high hazard occupations

Cyber, Excess & Niche SME

Via our online portal, brokers can instantly quote and bind:

  • Public/Product excess of loss
  • Cyber insurance for SMEs
  • Terrorism for UK risks

If your client is falling through the cracks in the local market, we’ll help you find a solution.

Why Price Forbes for UK Commercial Risks

  • Experts in the Lloyd’s UK & Ireland Wholesale Market - Deep knowledge of local challenges and London Market solutions
  • Relationship-led placement - We know the underwriters, and they know us
  • Delegated facilities - Pre-agreed schemes with clear appetite and pricing
  • Digital access - Quick quoting for key SME products via our broker portal
  • Part of something bigger - Seamless access to Price Forbes’ wider teams and global capabilities

We act as your London Market gateway, placing the business others can’t, and helping you protect client relationships through every market cycle.

Key contacts

Greg Duignan
Greg Duignan
Managing Director, UK & Ireland

Let's Talk

Our insurance experts are always on hand to talk about ways we can join forces to take on the future.

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